Health Insurance Information, Counseling and Assistance Program (HIICAP) NYS Office for the Aging service provides free, confidential, accurate and unbiased health insurance information, counseling and assistance. Trained volunteer counselors and staff explain the coverage, costs and options of Medicare, managed care, Medigap insurance and long term care insurance.
	New York State Partnership for Long Term Care NYS program that combines private long-term care insurance and Medicaid to help New Yorkers prepare financially for the possibility of needing nursing home or home care. The program allows New Yorkers to protect their assets while remaining eligible for Medicaid if their long-term care needs exceed the period covered by their private insurance policy.
	Information for Medicare Beneficiaries NYS Insurance Department information. Includes list of HMO's offering Medicare Coverages.
	Insurance Guides for Consumers Companies offering Long Term Care insurance, disability income information, managed care and more. From the Health Insurance Association of America.
	What Consumers Need To Know About Private Long Term Care Insurance From the American Health Care Association. Site includes many other related publications.
	Medicare NYS Office for the Aging guide to Medicare. Who's eligible, plan choices, links to provider listings, and more.
	Medicare: Official US Government Site for Medicare Information Coverage and benefits, contact information, plan options, health information and loads more.
	Medicare Participating Physicians/Suppliers Directory: Upstate New York Division Listing of health care providers accepting Medicare part B. Listings by county.
	How To Pay For Nursing Facility Care Programs and options for long term care financing.
	Elderly Pharmaceutical Insurance Coverage (EPIC) Program Frequently asked questions about New York State's Prescription Plan for Senior Citizens.