Upper Hudson Library System, Albany, NY - Seniors & Libraries Connect

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	Guide to Planning Get ready to retire well! Retirement, financial and estate planning. Loads of articles and advice from the ThirdAge web site.
	Retirement Calculator This easy to use planner lets you quickly calculate what you should be saving for retirement. Quickly change options to see how you can meet your goals. This site includes other retirement, mortgage and personal finance calculators. Easy to use, enter your data, get a quick answer.
	Retirement Savings Calculator Are you saving enough for retirement? Use this very detailed calculator to find out.
	Which Assets Are the First to Go? Advice on how to start tapping into your retirement funds.
	IRA Minimum Withdrawal Calculator ThirdAge lets you estimate the minimum you must withdraw from your IRA once you turn 70 1/2.
	When to Apply for Social Security Benefits
	What You Need to Know About Social Security Get the answers you need fast with this handy guide from the AARP.
	Social Security Online (US Government) Request your personal benefits statement (delivered by mail), find out about benefits, use calculators to plan your retirement finances.
	Your Personal 401(K) Planner Another great resource from ThirdAge. Can you tell the difference between a good 401(K) and a bad one?
	Financial Planning Basics Easy to understand background information on investing, retirement planning, investment clubs, financial planning for women and more. (AARP)
	How To Pay For Nursing Facility Care Programs and options for long term care financing.
	Retirement Living Basics Brief overview of different types of senior housing options.
	The Gift of Giving: Reducing your Taxable Estate The rules on how much money you can give away to reduce taxes on your estate
	New York's College Savings Program Want to help your grandchildren with their college education? Check out this savings program. Contributions are tax deductible too. A list of programs in other states can be found at the Grand Times site.
	Will A Living Trust Meet Your Needs Living trusts can help you avoid estate taxes. Basic information on how they work.

Seniors Connect was supported in part by Federal Library Services and Technology Act funds awarded to the New York State Library by the Federal Institute of Museum and Library Services. Seniors Connect is a project of the Upper Hudson Library System, Albany, NY.